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Gen Zers are having a difficult time buying a house because of the increasing costs of homeownership—and because many are drowning in debt related to student loans, credit cards, and buy-now, pay-later arrangements. Just 3% of homeowners in the U.S. are Gen Zers, according to the National Association of Realtors.

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Multiple childhood traumas linked to highly interconnected addictive behaviors in adulthood. This pattern hints at a complex relationship between early psychological pain and the ways people attempt to cope as adults.

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